Instant rewards
on everyday shopping
— no long waits.
Shop across 140+ retailers and see rewards land in your Paylab wallet right away.
Earn up to 10% Rewards at Featured Brands:
Earn up to 10% Rewards at featured brands:
Offer available until 25th September, 9 pm
$10 Welcome Rewards— for First 200 New Signups
We are helping new users get started:
01
Download the Paylab App
02
Register and create your Paylab Account
03
Send an SMS to +61 481076412 with BOTH of the following in the message:
- Your registered email address on Paylab
- The text: "Cashback rewards Paylab"
If you’re among the first 200 new signups to SMS us, we will credit $10 Paylab Rewards to your wallet within 5 business days of receiving your SMS. This SMS number is a no-reply line — you won’t receive a confirmation message. Rewards will be added automatically if you qualify.
How Paylab Works
Shop
Shop at over 120 top Australian retailers across groceries, fashion, electronics, travel & more
Earn instantly
Earn up to 15% rewards that appear in your Paylab wallet right after every eligible purchases
Use rewards
Use your rewards on your next purchase, reducing the total payable amount, or even with Paylab partners to help save on rent & bills!
No 60–90 day wait. Just shop, earn, use.
Important Notes & T&Cs
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$10 Welcome Rewards: Limited to the first 200 new signups who SMS us as outlined above. New users only. One per person. AU residents. Rewards credited within 5 business days of us receiving your SMS.
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Retailer Offers: Instant rewards apply to eligible purchases with participating retailers and categories displayed in-app at time of purchase. Standard retailer exclusions may apply.
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Fraud & Eligibility: We may verify claims and decline duplicates or suspicious activity.
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Timing: Boosted retailer rates end 25 Sep, 9:00pm AEST. Rates and availability can change.
Borrow Smart, Save Big.
Download the App Today!
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